Dental implants may be covered by medical insurance if tooth loss is related to an accident, medical condition, or trauma. Check with both your dental and medical insurance providers to see which one applies. Employer-sponsored dental plans, private dental insurance, Medicare, Medicaid, and supplemental dental insurance may offer varying levels of coverage. If insurance doesn't cover the full cost, consider dental discount plans, FSAs, HSAs, or in-house financing options to make the treatment more affordable.